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Estimated Insured Property Losses, U.S. Natural Catastrophes, 2015-2024 (1)

($ billions)
Year In dollars when occurred In 2024 dollars (2)
2015 $23.0 $30.7
2016 31.9 41.9
2017 131.0 168.1
2018 60.9 76.4
2019 39.2 48.5
2020 81.5 99.3
2021 93.3 108.7
2022 109.6 116.9
2023 80.0 82.9
2024 112.8 112.8

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Â鶹Éç Program. Subject to change as loss estimates are further developed. As of January 2025. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2014-2023 (1)

($ billions)
Year In dollars
when occurred		 In 2023
dollars (2)
2014 $23.4 $30.5
2015 23.0 29.9
2016 31.9 40.9
2017 131.0 163.9
2018 60.9 74.5
2019 39.2 47.2
2020 81.5 96.9
2021 93.3 106.0
2022 109.6 114.0
2023 78.8 79.6

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Â鶹Éç Program. Subject to change as loss estimates are further developed. As of January 2024. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2013-2022 (1)

($ billions)
Year In dollars
when occurred		 In 2022
dollars (2)
2013 $24.1 $31.0
2014 23.2 29.2
2015 22.9 28.8
2016 31.6 39.3
2017 130.9 158.7
2018 60.4 71.6
2019 38.8 45.2
2020 81.0 93.3
2021 93.3 102.7
2022 98.8 99.9

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Â鶹Éç Program. Subject to change as loss estimates are further developed. As of January 2023. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2012-2021 (1)

($ billions)
Year In dollars
when occurred		 In 2021
dollars (2)
2012 $63.5 $74.9
2013 24.1 28.1
2014 23.2 26.5
2015 22.9 26.2
2016 31.6 35.7
2017 130.9 144.2
2018 60.4 65.0
2019 38.7 41.0
2020 81.0 84.7
2021 92.0 92.0

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Â鶹Éç Program. Subject to change as loss estimates are further developed. As of February 1, 2022. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2011-2020 (1)

($ billions)
Year In dollars
when occurred		 In 2020
dollars (2)
2011 $48.4 $56.3
2012 63.5 72.3
2013 24.1 27.2
2014 23.2 25.6
2015 22.9 25.3
2016 31.6 34.5
2017 130.9 133.1
2018 60.4 62.7
2019 38.7 39.6
2020 74.4 74.4

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Â鶹Éç Program. Subject to change as loss estimates are further developed. As of February 23, 2021. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2010-2019 (1)

($ billions)
Year In dollars when occurred In 2020 dollars (2)
2010 $19.2 $22.7
2011 48.4 55.7
2012 63.5 71.5
2013 24.1 26.8
2014 23.2 25.3
2015 22.9 25.0
2016 31.6 34.1
2017 130.8 137.4
2018 60.4 62.0
2019 39.2 39.6

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Â鶹Éç Program. Subject to change as loss estimates are further developed. As of November 25, 2020.
(2) Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

Estimated Insured Property Losses, U.S. Catastrophes, 2009-2018 (1)

Year Number of
catastrophes		 Number of claims
(millions)		 Dollars when occurred
($ billions)		 In 2018 dollars (2)
($ billions)
2009 27 2.2 $10.5 $12.3
2010 33 2.4 14.3 16.4
2011 30 4.9 33.6 37.8
2012 26 4.0 35.0 38.6
2013 28 1.8 12.9 14.0
2014 31 2.1 15.5 16.5
2015 39 2.0 15.2 16.0
2016 42 3.0 21.7 22.6
2017 46 5.3 105.7 108.2
2018 55 3.0 49.5 49.5

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Â鶹Éç Program. As of November 20, 2019.
(2) Adjusted for inflation through 2018 by the Â鶹Éç Information Institute using the GDP implicit price deflator.

Source: Property Claim Services® (PCS®), a unit of ISO®, a Verisk Analytics® company; Bureau of Economic Analysis.

Estimated Insured Property Losses, U.S. Catastrophes, 2008-2017 (1)

Year Number of
catastrophes		 Number of
claims (millions)		 Dollars when
occurred ($ billions)		 In 2017 dollars (2)
($ billions)
2008 36 4.1 $27.0 $31.0
2009 27 2.2 10.5 12.0
2010 33 2.4 14.3 16.1
2011 30 4.9 33.6 37.0
2012 26 4.0 35.0 37.7
2013 28 1.8 12.9 13.6
2014 31 2.1 15.5 16.1
2015 39 2.0 15.2 15.7
2016 42 3.0 21.7 22.1
2017 46 5.2 101.9 101.9

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Â鶹Éç Program.
(2) Adjusted for inflation through 2017 by the Â鶹Éç Information Institute using the GDP implicit price deflator.

Source: Property Claim Services® (PCS® ), a unit of ISO® , a Verisk Analytics® company; U.S. Bureau of Economic Analysis.

Estimated Insured Property Losses, U.S. Catastrophes, 2007-2016 (1)

Year Number of
catastrophes		 Number of
claims (millions)		 Dollars when
occurred ($ billions)		 In 2016
dollars (2) ($ billions)
2007 23 1.2 $6.7 $7.7
2008 36 4.1 27.0 30.4
2009 27 2.2 10.5 11.8
2010 33 2.4 14.3 15.8
2011 30 4.9 33.6 36.3
2012 26 4.0 35.0 37.0
2013 28 1.8 12.9 13.4
2014 31 2.1 15.5 15.8
2015 39 2.0 15.2 15.4
2016 42 3.0 21.7 21.7

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Â鶹Éç Program.
(2) Adjusted for inflation through 2016 by ISO using the GDP implicit price deflator.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

Estimated Insured Property Losses, U.S. Catastrophes, 2006-2015 (1)

Year Number of catastrophes Number of claims
(millions)		 Dollars when occurred
($ billions)		 In 2015 dollars (2)
($ billions)
2006 31 2.3 $9.2 $10.7
2007 23 1.2 6.7 7.6
2008 36 4.1 27.0 29.9
2009 27 2.2 10.5 11.6
2010 33 2.4 14.3 15.5
2011 30 4.9 33.6 35.7
2012 26 4.0 35.0 36.5
2013 28 1.8 12.9 13.2
2014 31 2.1 15.5 15.6
2015 39 2.0 15.2 15.2

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Â鶹Éç Program.
(2) Adjusted for inflation through 2015 by ISO using the GDP implicit price deflator.

Source: Property Claim Services (PCS®), a Verisk Analytics® business.

ESTIMATED INSURED PROPERTY LOSSES, U.S. CATASTROPHES, 2005-2014 (1)

Year Number of
catastrophes		 Number of claims
(millions)		 Dollars when occurred
($ billions)		 In 2014 dollars (2)
($ billions)
2005 24 4.4 $62.3 $73.3
2006 31 2.3 9.2 10.5
2007 23 1.2 6.7 7.5
2008 36 4.1 27.0 29.5
2009 27 2.2 10.5 11.4
2010 33 2.4 14.3 15.3
2011 30 4.9 33.6 35.3
2012 26 4.0 35.0 36.0
2013 28 1.8 12.9 13.1
2014 31 2.1 15.5 15.5

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Â鶹Éç Program.
(2) Adjusted for inflation through 2014 by ISO using the GDP implicit price deflator.

Source: Property Claim Services (PCS®), a Verisk Analytics® business.

ESTIMATED INSURED PROPERTY LOSSES, U.S. CATASTROPHES, 2004-2013 (1)

Year Number of
catastrophes		 Number of
claims (millions)		 Dollars when
occurred ($ billions)		 In 2013 dollars (2)
($ billions)
2004 22 3.4 $27.5 $32.9
2005 24 4.4 62.3 72.2
2006 31 2.3 9.2 10.4
2007 23 1.2 6.7 7.3
2008 36 4.1 27.0 29.0
2009 27 2.2 10.5 11.2
2010 33 2.4 14.3 15.1
2011 30 4.9 33.6 34.7
2012 26 4.0 35.0 35.5
2013 28 1.8 12.9 12.9

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Â鶹Éç Program.
(2) Adjusted for inflation through 2013 by ISO using the GDP implicit price deflator.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2016-2025 (1)

($ billions)
Year In dollars when occurred In 2025 dollars (2)
2016 $31.9 $43.1
2017 96.2 127.2
2018 60.9 78.6
2019 39.2 49.8
2020 81.1 101.6
2021 93.3 111.8
2022 108.6 119.2
2023 81.1 86.4
2024 115.6 119.6
2025 103.1 103.1

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Â鶹Éç Program. Subject to change as loss estimates are further developed. As of January 2026. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.