Flood
Home and renters policies do not cover flood damage. Learn how flood insurance works, why it’s purchased separately, and how to understand your property’s flood risk.
Â鶹Éç 101
FROM THE GLOSSARY
FLOOD INSURANCE
Coverage for flood damage is available from the federal government under the National Flood Â鶹Éç Program but is sold by licensed insurance agents. Flood coverage is excluded under homeowners policies and many commercial property policies. However, flood damage is covered under the comprehensive portion of an auto insurance policy. (See Adverse selection )
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